Downpayment for condo in Singapore ordinarily entails twenty five% bare minimum for lender mortgage purchases, with a minimum of 5% in funds and twenty% cash/CPF; for 1st housing personal loan, LTV as much as 75%, Purchaser’s Stamp Duty applies on tiered charges, More Customer’s Stamp Obligation differs by profile; normal new launch booking charge five% cash, remainder of twenty% upon doing exercises in solution period of time, progressive payment by building levels; resale necessitates Possibility Cost (1% cash) then exercise (four% money) and equilibrium; authorized fees, valuation, mortgage obligation, and fireplace coverage increase to upfront check here costs; linked key phrases consist of condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to personal, CPF OA usage limits, minimal hard cash, ABSD remission for married partners, lender desire prices, lock-in, and pricing sensitivity by district.